9 Easy Ways to Encourage High Participation Rates in Your Small Business 401(k) Plan
There are several ways that small business owners can encourage high participation rates in their 401(k) plans.
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Employers & Business Owners
What If You Contribute Too Much to Your 401(k)?
Contact your plan sponsor right away if you think you have contributed too much to your 401(k) — or you can be taxed twice! Learn more here.
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Employees
How to Get Employees to Participate in Your 401(k) Plan
Providing a 401(k) is a great way to keep employees happy and productive. As you choose your plan, there are some things to keep in mind to ensure your employees participate.
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Employers & Business Owners
Paradigm RKS™
Paradigm Record Keeping System (RKS) was developed to simplify small business 401(k) administration. Now, users can access a cloud-based, easy-to-use, data-driven interface.
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Employers & Business Owners
Ubiquity Guide to Choosing a 401(k) Provider
Your choice of a 401(k) provider affects you and your employees’ futures. See why choosing the right provider can help your team save more and provide you more tax benefits.
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Employers & Business Owners
What If My Employer Doesn’t Offer a 401(K) Match?
If your employer does not offer a 401(k) match, you still have lots of options available to help you meet your retirement savings goals.
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Employees
How Do Profit-Sharing Plans Work?
A 401(k) plan with a profit-sharing feature allows an employer to make contributions to their employees’ retirement accounts based on their profits.
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Employers & Business Owners
3 Reasons Why Automatic Enrollment is Awesome
Automatic enrollment is a valuable plan feature that allows employers to quickly add their teams to their retirement plans.
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Employers & Business Owners
Should I Stop Contributing to My 401(k)
It’s natural to feel nervous about 401(k) contributions, but is your situation dire enough justify reducing saving for your future? Here's what you need to know, and other options.
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Employees
How New Comparability 401(k) Plans Benefit Small Business Owners
New comparability 401(k) plans let employers customize contributions for different employee groups, offering higher rewards to select groups while still contributing to others.
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Employers & Business Owners
Selling 401(k) Plans to Your Business Owner Clients
Offering clients 401(k)s through a trusted plan provider reduces your workload and risk while maximizing clients' contributions, cutting taxes, and leveraging SECURE Act credits.
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Financial Advisors
401(k) Safe Harbor Contribution Limits
The IRS is increasing the maximum individual 401(k) contribution limit to $23,500, up from the $23,500 limit in 2024.
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Employees
