Ubiquity Guide to Choosing a 401(k) Provider
Your choice of a 401(k) provider affects you and your employees’ futures. See why choosing the right provider can help your team save more and provide you more tax benefits.
Everyone
Employers & Business Owners
What If My Employer Doesn’t Offer a 401(K) Match?
If your employer does not offer a 401(k) match, you still have lots of options available to help you meet your retirement savings goals.
Everyone
Employees
How Do Profit-Sharing Plans Work?
A 401(k) plan with a profit-sharing feature allows an employer to make contributions to their employees’ retirement accounts based on their profits.
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Employers & Business Owners
3 Reasons Why Automatic Enrollment is Awesome
Automatic enrollment is a valuable plan feature that allows employers to quickly add their teams to their retirement plans.
Everyone
Employers & Business Owners
Should I Stop Contributing to My 401(k)
It’s natural to feel nervous about 401(k) contributions, but is your situation dire enough justify reducing saving for your future? Here's what you need to know, and other options.
Everyone
Employees
How New Comparability 401(k) Plans Benefit Small Business Owners
New comparability 401(k) plans let employers customize contributions for different employee groups, offering higher rewards to select groups while still contributing to others.
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Employers & Business Owners
Selling 401(k) Plans to Your Business Owner Clients
Offering clients 401(k)s through a trusted plan provider reduces your workload and risk while maximizing clients' contributions, cutting taxes, and leveraging SECURE Act credits.
Everyone
Financial Advisors
401(k) Safe Harbor Contribution Limits
The IRS is increasing the maximum individual 401(k) contribution limit to $23,500, up from the $23,500 limit in 2024.
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Employees
Small Business 401(k) Plans
A guide for small business owners to affordable and easy 401(k) plans. A Ubiquity Retirement + Savings™ 401(k) enables you to:
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Employers & Business Owners
What Is the Difference Between a MEP and a PEP?
Multiple Employer Plans (MEP) and Pooled Employer Plans (PEP) let employers join a single retirement plan, offering a collective approach to retirement savings.
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Employers & Business Owners
How Do I Know If My 401(k) Is Top-Heavy?
Do a few people in your 401(k) plan have the majority of the money? If so, the IRS may require you to do something about it.
Everyone
Employers & Business Owners
Small Business Profit-Sharing 401(k)
Discover how a 401(k) plan with profit-sharing boosts retirement savings, with employers contributing to employees’ accounts based on company profits.
Everyone
Employers & Business Owners
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