Read More About Ubiquity Retirement + Savings™
We’re so excited to see Ubiquity Retirement + Savings CEO Chad Parks is on the cover of this month’s Employee Benefit Adviser!
Read his insights on recent state-mandated retirement plans and the future of 401k.
Ubiquity Retirement + Savings is proud to be celebrating 20 years of small business retirement success.
Curious how we got our start?
Take a look into our CEO Chasd Park’s motivations for founding Ubiquity, his tested knowledge, and expertise in our industry.
Ubiquity was born from Chad’s work as a financial adviser to small businesses in the mid-1990s.
At the time small businesses had only two options for retirement offerings:
Something needed to change. So, Chad created a company to help small employers access affordable 401(k) accounts over a then-burgeoning new thing called “the internet.” 20 years later, while we’ve grown in size, we still follow the same business model.
We’re just one small business helping others change the world—one retirement savings plan at a time.Read More
Worried about your retirement savings during a market downturn? You’re not alone!
Although history has shown time and again that the stock market increases over the long-term, it’s common to be concerned about your 401(k) when the market fluctuates wildly in the short-term.
Retirement experts, including Ubiquity Retirement + Savings founder and CEO Chad Parks, gave their insights in on ways to better manage your hard-earned 401k plan during a recession or period of market volatility:
Why should investors under 40 consider switching from traditional to Roth 401(k) contributions?
As Ubiquity Retirement + Savings CEO Chad Parks explained to Money Magazine, if you have a portfolio with multiple holdings (like an IRA, a brokerage account, investment property or–if you’re lucky–a pension) it’s possible that your post-retirement income stream will put you in a higher tax bracket. Paying a smaller amount of tax today could potentially save you in the long run.Read More
Changes and innovations in the 401(k) space are providing new ways for savers to make the most of their retirement plans including:
Ubiquity founder and CEO Chad Parks shared his insights with U.S. News & World Report on ways to enhance your retirement account.Read More
A payroll tax holiday is “sold as a way to stimulate the economy, but all it does is shortchange the future,” Ubiquity’s founder and CEO Chad Parks told BenefitsPro.
Analysis from the Committee for a Responsible Federal Budget, a bipartisan think tank, shows that a 2 percent payroll holiday would cost nearly $300 billion, before interest, if enacted for two years in 2020.
While the idea appears to have been shelved by the White House for the time being, it could re-emerge if looming recession fears accelerate in front of the 2020 election.Read More