HCM and Payroll Providers

Human Capital Management (HCM) and payroll providers promise a simple, cost-effective cloud solution for small business payroll and benefits administration.

Often however, one important piece of the puzzle is absent: 401(k). Without the ability to incorporate retirement into small business benefits, startup and small business customers are forced to find retirement elsewhere—opening a door to the competition.

Ubiquity Retirement + Savings™, the original low-cost, flat-fee 401(k) plan provider, offers a turnkey, low-cost 401(k) solution that integrates with your platform, including 360-degree payroll integration.

You can deliver a seamless client experience across the entire benefits stack and grow your bottom line—at zero cost to your business.

Close the 401(k) product gap

With Ubiquity’s turnkey white-label solution, your startup and small business customers can access the industry’s leading flat-fee 401(k) platform.

Our 401(k) plans are designed and priced for businesses with 1-250 employees and have already helped thousands of small businesses and their employees save more than $2 billion towards their retirement.

Deliver an integrated 401(k) solution

Using our proprietary Paradigm™ software-as-a-service (SaaS) platform, you can offer low-cost retirement plans for small business and sole proprietor customers through your digital channels, using single sign-on.

You can deliver a seamless consumer- and mobile-friendly customer experience under your brand, with little or no effort from your team.

Paradigm’s open application programming interface (API) integrates with payroll, Health Savings Account (HSA) and other benefits administration platforms that appeal to small and even micro-small businesses. Deliver the full spectrum of payroll and benefits administration in one place, with a consumer-friendly, fully automated self-service experience.

Many HCM and payroll providers would like to offer a complete small business benefits stack but have had few good options for retirement savings.

Large 401(k) providers offer complex plans that require a considerable effort to set up and administer—only to provide features that small businesses do not need and at prices they cannot afford.

At Ubiquity, we’ve been providing low-cost, flat-fee retirement plans to businesses with less than 250 employees since 1999. With nearly two decades of experience serving small business customers and the industry’s only proprietary, fully-owned digital enrollment and record-keeping platform, we lead the industry in small business 401(k) plans. We already power more than 100 payroll and benefits administration partners’ small business retirement solutions.

Let us help you deliver a complete small business benefits portfolio and grow your revenues—with minimal effort and zero cost to you.