The State of Retirement Readiness: Where Employers Stand & Why They Need More Support
Everyone
Employers & Business Owners
The 2026 Small Business 401(k) Readiness Checklist
Everyone
Employers & Business Owners
Ubiquity Retirement + Savings’ 2025 Year in Review
Small business retirement planning significantly shifted in 2025. Retirement plans, which were once viewed as a secondary benefit, became a core part of how employers compete, comply, and grow.
Everyone
Employers & Business Owners
Retirement’s New Pitch: Buy The Annuity Direct, Then Build A Plan That Lasts
Tim Cowart, Chief Financial Officer at Ubiquity Retirement + Savings says the momentum behind direct-to-consumer platforms reflects a broader demand for simpler planning and more visible outcomes.
Everyone
Employers & Business Owners
Millennials Aren’t Ignoring Retirement. They’re Rebuilding It.
A generation raised without pensions is leaning on tech, transparency, and new plan design to close the gap. Why millennials are showing up in their 401(k)s.
Everyone
Employers & Business Owners
Most Small Businesses Aren't Ready for New Retirement Mandates
New Ubiquity Retirement + Savings survey of 1,000 small business employers finds 94% say retirement plans boost retention, yet many are still catching up on SECURE 2.0 and state mandates
Everyone
Employers & Business Owners
The State of America's Small Business Retirement Readiness in 2025
Everyone
Employers & Business Owners
Annual Contribution Limits
Each year the IRS updates the amount of money individuals may save for retirement into 401(k) and IRA plans.
Everyone
Employees
Secure 2.0 Mandatory Roth Contributions Update: Here’s What to Know for 2026
Everyone
Employers & Business Owners
Small Business Owners: Are You Overlooking Key Financial Wellness Perks?
Small business owners understand that when their employees thrive, their businesses thrive. That’s why they often invest in their employees’ well-being through flexible schedules, health benefits, and a supportive culture.
Everyone
Employers & Business Owners
Flat-fee 401(k) Plans: A Simple Solution for Small-Business Clients
Flat fees are easy to understand, easy to explain and easy to budget.
Everyone
Employers & Business Owners
401(k) Compliance: Why More Businesses are Turning to 3(16) Fiduciary Services
Everyone
Employers & Business Owners
