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MasterPay USA’s Retirement Plans Fit Your Business

We have partnered with Ubiquity to bring you and your employees big company benefits at small business prices

Smarter saving

Our savings plans are built on smart technology that you can manage in minutes and with zero hidden fees, resulting in more compounding dollars saved.

Reduce taxes

The IRS pays you to save. Lower your taxable income and save more for your future at the same time.

Flexible investments

No matter what level of expertise you have, we’ve got you covered. Bring your own Advisor, or use our network. From conservative to aggressive, and everything in between, the decision is yours.

People like you have trusted Ubiquity and saved over $1.7 billion. Why wait another day?

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Partner with us

Partner with us

Offering low cost, low risk, and simple to deploy recordkeeping solutions for the micro market

Fiduciary services

Enabling efficient delivery of investment management and advice for the micro market

Recordkeeping

Delivering scalable, full-service retirement and marketing on a device agnostic platform

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Latest news

Press

Don’t Raid Your 401(k)!

Andrew Meadows, VP of Brand + Culture at Ubiquity Retirement + Savings, talks with Abby Schultz at Barron’s NEXT about why you don’t raid your 401(k). On top of taxes, the IRS slaps you with a 10% charge for withdrawing early from a 401(k), even in hardship cases. It’s a deliberate deterrent that you should heed….

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@ubiquitysavings

Does Your #401k Stink? https://t.co/3RWVxkmBtj #retirement https://t.co/JsLQuotrZX

@ubiquitysavings

A quick-and-dirty guide for #retirement #saving https://t.co/zEjN13lAFw @nytimes @JMRosenblat https://t.co/9RaPV2vtxp

@ubiquitysavings

How to win at #retirement #savings https://t.co/kYUeGQKM7n via @nytimes @ronlieber https://t.co/tqjyBLpp7l