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Roth vs Traditional Retirement Accounts: Experts Decide



After five years of experience leading a TPA call center in North Carolina, Andrew decided to move west to explore parts unknown and follow his passion of helping others. Walking through the doors of Ubiquity Retirement + Savings, formerly The Online 401(k) for the first time, he knew he’d found something special. Continuing to delight clients and partners alike and 10 years later, Andrew has been able to develop new teams, co-found a non-profit of strategic alliances, co-produce a hard-hitting documentary about the looming retirement crisis, and still had time to spread the savings gospel far and wide. Using social media and actual media alike (Wall Street Journal, Fox Business, PlanSponsor, and more), you’ll find no one who likes talking retirement more than this guy!


October 9, 2015 at 11:44 am


Andrew Meadows, VP of Brand + Culture at Ubiquity Retirement + Savings, helps you choose Roth or traditional retirement accounts with Colin Lalley at Policy Genius.

“It’s like having to choose a favorite child or parent,” he said. Like Auten and Schneider, Meadows said the choice relies heavily on the tax implications of each.

“Since we’re all planning on retiring wealthy (right?), the advantage of the Roth IRA is that you don’t have to worry about being taxed in a higher tax bracket in retirement,” said Meadows. “However, if you prefer compound interest, you’ll want all that pre-tax money in your traditional IRA to help the Georges become Benjamins.”

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